Micro Financing | How It Works

How to Apply

・Enter personal details.
・Upload documents - NRIC/Passport, payslip and bank statement.

Check Loan Eligibility

・Enter salary, salary date and loan amount.
・Click view breakdown.
・Breakdown of loan and fees will be shown.
・Apply for the loan.

Get Approval

Notification on loan status via email within 1 working day.

Sign Documents

・Sign documents in HQ.
・Register auto debit.
・Future loans will not require any further documentation.

Get Loan

・Loan will be credited to salary bank account.
・Customers will receive the loan within one (1) working day. Five (5) working days for new customers.

Repay Loan Automatically

Automatically via direct debit from salary bank account on next salary date.

Try Our Loan Calculator

Getting a loan is fast and easy

Use the sliders to select your monthly gross salary, your next salary date and amount you want to borrow, then click on "View Available Loans".

My Monthly Gross Salary Is

My Next Salary Date Is

Days

I want to Borrow

First Time Customer

Repeat Customer

Loan Agreement No.

Loan Limit

RM 0.00

You Want To Borrow

0.00

Interest Rate per month

1.50%

Interest Charge for {days} days

0.00

Stamp Duty *

RM 20.00

Legal Fees

RM 60.00

Attestation Fee

RM 10.00

Club Cash Fee **

RM 0.00

You Will Receive

0.00

* For first time customers only
Note: If you default in your repayment upon the due date, MAA Credit Berhad shall be entitled to charge a simple interest at the rate of 0.022% per day (8% per annum) from the date of default in repayment until the loan is paid.

* Please complete registration to apply

Requirements

With our minimal requirements, getting a loan has never been easier

Currently
employed

18 years
& older

Malaysians or
non-Malaysians

NRIC/Passport, payslip
&bank statements

How to Apply

Apply for a loan now

Interested to become one of our customers? Discover how you can start your loan application process today.